How Does Financing a Car Work?

Car key & credit card on a signed contract

Finding the perfect new or pre-owned vehicle for your Rome commute can be exciting. You get to go on test drives and explore interesting features. However, it’s all fun and games until you get to the financing portion. Fortunately, we make things simple and straightforward here at our dealership.

If you’ve never financed a vehicle before or you just need a refresher, you’re probably wondering about what that process looks like. Fortunately, we’ve got you covered. Learn how to finance a car and more today with the finance experts from Riverside Buick GMC!

Everything Involved With Car Financing

When you finance a vehicle, it just means you’re borrowing money from a lender to purchase a vehicle. Over time, you’ll pay back that money and eventually own the vehicle. You can technically get financing from a variety of institutions in the Acworth area, not just at a lender from a car dealership. When you get car financing, here’s what factors the lending institution will look at:

  • Credit history
  • Vehicle price
  • Loan duration
  • Debt-to-income ratio
  • Vehicle age

How Does Financing a Car Work at Our Dealership?

So, how does financing a car work? At our dealership, financing a car is straightforward and simple. You’ll get to work with our friendly finance team that’s there to answer any questions you may have throughout the process. To learn how to finance a car so that you have the perfect vehicle to take on your Canton drives, take a look below:

  • Finance Application: You’ll want to begin by applying for financing. We’ll take a look at your credit history among other factors to help determine your loan terms. If your credit needs some work, you can also fill out the application with a co-signer.
  • Find a Lender: After you apply for financing, you can begin comparing the rates of different lenders we work with at Riverside Buick GMC. We have a great relationship with many of our lenders so you’ll have no problem finding a loan that works for you.
  • Finalize Paperwork: Once you’ve found the perfect lender, you can go ahead and finalize the paperwork. We’ll walk you through everything you need to know before you sign the dotted line.

With such a simple car-buying process, you’ll be on your way with your new vehicle in no time at our dealership.

Finance Your Next Ride at Riverside Buick GMC!

Don’t wait any longer and finance your vehicle today at Riverside Buick GMC. We’ll make sure you have a thorough understanding of your financing options so that you can be better prepared when making a decision. There’s no other finance center in Cartersville that’s as friendly and competitive as ours. For more information, please contact us online!

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